Uninsured And Underinsured Motorists
Auto insurance is designed to compensate individuals for property damage and injuries suffered in a vehicle accident. Unfortunately, there are numerous situations when an injured individual must rely on his or her own insurance policy for compensation. Contact a knowledgeable attorney for guidance through these matters. We can thoroughly examine your insurance policy and provide answers regarding your rights.
At Beebe and O’Neil, our Norwich uninsured motorist lawyers have decades of combined experience handling a broad range of personal injury claims. Our understanding and familiarity with insurance carriers is of direct benefit to our clients. We can quickly assess a policy and provide valuable insight regarding your options for monetary compensation for both injuries and vehicle damage.
Taking Advantage Of Your Own Insurance Policy
There are numerous scenarios where injured drivers must rely on their own policy for compensation, including hit-and-run accidents, if the liable driver does not have insurance or if the liable driver does not have enough insurance to cover the damage.
- Uninsured motorist policies exist to cover a situation when the at-fault driver cannot be located (such as in a hit-and-run accident) or if the driver who caused the accident does not have vehicle insurance.
- Underinsured motorist policies exist to cover a situation when the at-fault driver carries auto insurance — but not enough. For example, if the medical bills and property damage total $50,000, and the driver has only $20,000 in coverage, there is a $30,000 gap between the coverage and the bills.
Schedule A Free Consultation
To learn more about your insurance coverage after a motor vehicle accident, do not hesitate to schedule a free consultation. If you’ve been injured by an uninsured or underinsured motorist in New London or New Haven County, call 860-222-2021 or contact us online today.