Whether you listen to the radio, watch television or surf the web, you’re likely to encounter an ad from an attorney advertising to help with your auto accident case.
If you’ve had a car crash, especially if it involves injuries, then you likely have a general idea of what you need to do. You should summon the police to the scene, seek medical attention and report it to your insurance company. You may wonder how an attorney plays into all of this.
How does an attorney figure into your car crash case?
Connecticut is an at-fault auto insurance state. This means that a motorist struck by another may tap into the latter’s insurance to pay for their accident-related medical bills.
You’ll notice that once both of you report the accident, the responsible party’s insurance company will immediately start inundating you with calls. They’ll ask you about how the accident transpired and any injuries you suffered. They may use any information you provide to deny liability when you look to settle your case. If you say that your injuries are improving, then the other driver’s insurance company may ask you to sign a release absolving them of any future claims.
Insurers must only communicate with the attorney when a client has legal representation. Car accident victims often hire an attorney soon after their crash to protect their rights. Doing so minimizes the chance of the other motorist’s insurance company shifting blame to you.
Why a personal injury attorney’s competence matters
There are plenty of attorneys. Personal injury matters may only make up a small percentage of the cases that they handle.
Almost every personal injury case involves negotiation if you wish to settle it outside the courtroom. Not every attorney has intimate knowledge of the ins and outs of personal injury cases. They don’t understand the tactics insurance companies use to deny or minimize their liability and how to respond to them when they do.
Personal injury attorneys will also have experience in drafting a demand and negotiating with your insurer once they make an offer after you’ve finished receiving treatment. Do you have the same experience necessary to secure a fair settlement in your case?